How does a DUI affect SR22 Insurance rates?

Your insurance rates are determined by many factors. Among these rating variables are: age, marital status, driving experience, driving history, and where you live. The SR22 is only a certificate that proves you have met the states financial responsibility (insurance) requirements. Many insurance companies will not insure SR22 clients.

What are our states financial responsibility requirements?

All states have laws determining the minimum or lowest insurance limits that are acceptable. These usually are the coverage’s that accompany the SR22
California’s minimum limits are 15/30/5.
15 means $15,000 Bodily Injury Liability per person
30 means $30,000 Bodily Injury Liability per accident (more than one person injured)
5 means $5,000 Property damage per accident.
Liability insurance is protection from the cost of a lawsuit. You should always be able to buy higher limits of protection from the company providing the sr22.

What happens if my SR22 cancels?

The SR22 policy must remain in effect for the duration of the 3 or more years. If for any reason your policy is no longer in effect, the insurance carrier is REQUIRED to notify your state licensing authority and your license may be suspended automatically. Remember, the insurance company that issues the SR22 is required to notify the state if your SR22 insurance cancels for any reason. If you have not provided the state with a new SR22 certificate, the state will assume you are no longer in compliance with the law and will suspend your legal driving privileges.

What is an sr22 filing?

An SR22 filing is an endorsement (addendum) to an auto insurance policy (it does not have to include an auto).  This filing provides communication from the issuing insurance company to the DMV of the state involved.  As long as the policy stays in force, your license will remain valid until you serve the required time.  Once the required time has been served, the state will dismiss any restrictions on your license.

Why would someone need an sr22 filing?

An SR22 would be needed normally under these circumstances:

1. DUI , Wet reckless charge, reckless driving or any serious moving violation

2. At-fault accidents while driving without insurance

3. Repeat traffic offenses or getting too many tickets in a short time period

4. License suspension or revoked license

What information is listed on an sr-22?

An SR-22 lists your personal information and your auto insurance information, including whether you own the policy or are an operator on it, as well as certification from your insurance company that you have the proper amounts of insurance specified by your state. A properly completed and filed SR-22 will help you remain legal to drive.

What happens if I want to cancel my sr-22?

If, at any point, your insurance policy is canceled while you’re still required to carry an SR-22, your insurance company is required to notify your state, which will invalidate your SR-22 and could cause your driving privileges to be revoked. As long as your insurance policy remains active, your SR-22 should remain valid.

What happens when I no longer need an sr-22?

Once you’re no longer required to maintain your SR-22, you simply notify your insurance company to file the paperwork — generally an SR-26 form — to cancel it. Your insurance company may require you to provide proof that the SR-22 has indeed been lifted, but filing the paperwork should be fairly simple.

How Can You Help Me Get an SR22?

Our agency represents over 70 insurance companies that actively write SR22 filing insurance. DON’T just get a quote from one company – you’ll make a big pricing mistake! Our software will shop with our major California companies and put them in order of price, so YOU get the best deal! We can issue the SR22 filing on the same day upon receipt of signed applications (which can be paid by credit card). We have written thousands of SR filing accounts … Let us help you too!

How does a DUI affect SR22 Insurance rates?

Your insurance rates are determined by many factors. Among these rating variables are: age, marital status, driving experience, driving history, and where you live. The SR22 is only a certificate that proves you have met the states financial responsibility (insurance) requirements. Many insurance companies will not insure SR22 clients.

What are our states financial responsibility requirements?

All states have laws determining the minimum or lowest insurance limits that are acceptable. These usually are the coverage’s that accompany the SR22
California’s minimum limits are 15/30/5.
15 means $15,000 Bodily Injury Liability per person
30 means $30,000 Bodily Injury Liability per accident (more than one person injured)
5 means $5,000 Property damage per accident.
Liability insurance is protection from the cost of a lawsuit. You should always be able to buy higher limits of protection from the company providing the sr22.

How long must I maintain an SR22 Filing?

A California Insurance Proof Certificate (SR22) filing is required in cases of unsatisfied judgments, major convictions, license suspensions, or failure to have liability insurance at the time of an accident. Your insurance company files this form with the DMV. The filing requirement period can be up to three years. Most major convictions of traffic offenses, such as hit and run, reckless driving, or driving under the influence will remain on your record for seven years from the violation date. Most minor convictions will remain on your record for three years.

How do I get an SR22?

You must obtain minimum liability coverage on all vehicles that are registered to you, both operational and non-operational. If you don’t own a motor vehicle, you are required to obtain “non-owners” liability coverage.

What does your company do with my information?

Your information is confidential. Our company does not sell or disclose your information to any outside source.

How Can I Get an SR22 FROM SR22SHOP.COM

 We can provide you an online estimate for your SR22 Filing, and if you approve of the pricing, you can request an email with a link to our EZbuy application.  WE CAN HAVE YOUR SR22 AND INSURANCE IN 15 MINUTES OR LESS!!

Does your company insure motorcycles for SR22 insurance

Yes sometimes this can be a cheaper option, however you would need to call us to get a quote as the current rating engine only rates automobiles.

License#: 0I81019